Thinking about taking the plunge and buying a new car? Everyone wants to make sure they're getting the best deal. But sometimes, the zero percent financing or low rate deals being offered by dealers aren't necessarily going to save you money. Beware of hidden fees and other fine print. Here are some things you may not know of these seemingly unbeatable finance deals:

• 0% or low rate dealer financing is offered to qualified borrowers. According to a Consumer Task Force for Automotive Issues survey, fewer than 10% of those who apply actually qualify for this rate. The other 90% get moved up to a higher rate.
• 0% or low rate dealer financing is only offered on shorter term loans, usually up to 36 months, making monthly payments much higher than the 48 or 60 month loan, available here at U.P. Connection.
• In most cases, you're better off taking the cash rebate from the dealer and financing your loan through U.P. Connection. We'll finance up to 100% of the purchase price for up to 60 months. Check out this example:
  

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